Woman talking on phone while writing something down with her other hand

Home-based Business Insurance

Your business is your baby. Why not protect it like one?

Just a few clicks and you're covered. Get insured now for as low as $350/year*.

Get Quote. Buy Now.

Protect what you love from what you don’t love: the unexpected

Woman working on her laptop in a pottery studio

What if your inventory is no longer inventory?

If your inventory gets damaged unexpectedly, like from a fire or water damage, home-based business insurance can help cover the cost with home office contents coverage.

What if a visitor to your property is injured?

If a client or visitor is accidentally injured on your property and sues you, your home insurance won’t cover it because it was business-related. Home-based business insurance can provide liability coverage for this situation.

What if your home burglary is also a business burglary?

If there should ever be a burglary at your home, replacing important or specialized business equipment can be covered by your home-based business insurance policy.

Buy Home-based Business Insurance Online

If you run a home-based business, and have valuable equipment or inventory, or if clients come to your house, you should consider home-based business insurance. 

This insurance can cover everything from inventory, marketing materials and office furniture to computer equipment and more. You can easily customize your insurance to fit your needs, get a no-hassle quote and get covered online in just a few minutes–all for as low as $350/year*.

Get Quote. Buy Now.

What coverage works best for your home-based business?

Home business insurance can cover your inventory, business equipment, and liability. It’s entirely up to you what coverage you would like for your business. You can customize your insurance online by choosing coverages and limits that make sense for you. Some of the coverages available include:

Commercial General Liability Coverage

This coverage protects your business in case someone takes legal action against you.

Home Office Contents Coverage

This coverage protects the goods you sell, and replaces your business equipment in case of unexpected events like fire or theft.

Legal Expense Coverage

This protection is optional and covers fees for legal situations like employment disputes, debt recovery, contract disputes and more.

Cyber & Data Protection Coverage

This optional coverage protects your business from cyberattacks and privacy breaches.

FAQ

We love our clients.
Turns out, they love us too.

  • Simple. Follow up as promised.

    Angela N.

  • …made the process of finding the right insurance for our business stress free, easy, giving us peace of mind. Thank you!

    Jennay C.

Ready for a Quote?

*Read the full pricing terms on our terms of use page.