If your inventory gets damaged unexpectedly, like from a fire or water damage, home-based business insurance can help cover the cost with home office contents coverage.
If a client or visitor is accidentally injured on your property and sues you, your home insurance won’t cover it because it was business-related. Home-based business insurance can provide liability coverage for this situation.
If there should ever be a burglary at your home, replacing important or specialized business equipment can be covered by your home-based business insurance policy.
If you run a home-based business, and have valuable equipment or inventory, or if clients come to your house, you should consider home-based business insurance.
This insurance can cover everything from inventory, marketing materials and office furniture to computer equipment and more. You can easily customize your insurance to fit your needs, get a no-hassle quote and get covered online in just a few minutes–all for as low as $350/year*.
Home business insurance can cover your inventory, business equipment, and liability. It’s entirely up to you what coverage you would like for your business. You can customize your insurance online by choosing coverages and limits that make sense for you. Some of the coverages available include:
This coverage protects your business in case someone takes legal action against you.
This coverage protects the goods you sell, and replaces your business equipment in case of unexpected events like fire or theft.
This protection is optional and covers fees for legal situations like employment disputes, debt recovery, contract disputes and more.
This optional coverage protects your business from cyberattacks and privacy breaches.
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