Exterior of a house

Home Service Line Insurance

Get coverage for the things you can see.
And the things you can’t.

We know your home is probably the biggest investment you’ll ever make. You want to be sure it’s protected from the inside out. We can help you find an insurance policy that can give you added protection for the damage or replacement of your utility and service lines. 

Get started with a quick quote and see how we’re making insurance buying as smooth, simple and painless as possible.

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Protect what you love from what you don’t love: the unexpected

Man cutting his grass with a lawnmower

What if you work from home and your power lines are damaged?

Your lines can get damaged by corrosion, and many other forces. We can help provide home service line protection to cover the cost to repair your phone and internet lines so you are up and running again in no time.

What if there’s damage to your outdoor property?

Don’t worry! If your trees, garden, walkways, or driveways have been affected by a service line, they could be covered by your insurance policy.

What if a tree root damages your water line?

Sometimes, it requires excavation of the line to repair. Having service line coverage added to your home insurance policy can help cover this cost.

How to make service line insurance work for you

Did you know you’re responsible as a homeowner for all of the utility and service lines on your property? This includes everything from the watermain and electrical lines to sewer lines and cable and internet connections. 

These are not only important to the daily function of our homes and lives, but they can also be very costly to repair and replace if needed. A service line insurance policy can be a small and convenient addition, which can reduce stress should an unexpected event happen, like:


Need your service lines excavated? Your insurance coverage can cover the cost to expose underground service lines that require repair.

Loss of Use

If you can’t stay at your property due to service line damage, your insurance policy may cover the cost of additional living expenses until your home is restored.

Outdoor Property

Suffering from outdoor property damage from service line failure? Things such as trees, plants, shrubs, walkways and driveways can be covered.

Cost of Repair

Over time, service lines can corrode, suffer damage from tree roots or plants, or even get crushed from equipment. A service line insurance policy can cover the extra cost to make temporary repairs. Phew!


We love our clients.
Turns out, they love us too.

  • …thank you for the great service updating my policy and making sure I had the proper coverage…

    Carol V.

  • …an outstanding job of getting the homeowner policy suited to what I needed...

    Micki R.