Not to worry. Your landlord insurance policy can include coverage to help you pay for the repairs or replacements, so you don’t have to pay out of pocket.
If there’s unexpected damage, and your tenant can’t stay there while it’s being repaired, your landlord insurance can include coverage to replace the rental income.
Your rental property was broken into and all your property maintenance tools were stolen. No problem. Your landlord insurance can cover property damage and your items at the rental property.
We know the additional risks that come with being a landlord, and we want you to enjoy the benefits of your properties. Most importantly though, we want you to feel confident that you and your investments are protected.
It’s common for landlord insurance policies to be built custom to suit the needs of each rental property perfectly. Common coverages of a rental property insurance policy can include:
Protects you financially if someone is injured on your property and sues you.
Protects the building or structure itself from damage, and can also protect additional structures like a fence or shed, or your property maintenance equipment kept at the property.
Replaces lost rental income if your tenants can’t live at the rented property while repairs are being made.
If your rental needs differ from a standard approach, we can adjust the coverage where needed. We work with many of the best insurance companies, so we can review your existing policy, or create a new one to make sure you have all the angles covered.
It’s also important to understand what your rental property insurance will not cover. Your tenant’s possessions or actions are not covered by your policy. As a result, it’s common for landlords to include the requirement to buy tenant insurance in their lease.
…understands the value of customer service, quick response and a dedicated expert who delivers on time.
Insurance can be daunting to try to wade through and having you look after our welfare is extremely appreciated.