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Rental Property Insurance

An income property comes with challenges.
Let’s make this one easier.

Owning an income property is a great investment but being a landlord is a significant responsibility. Your rental property insurance needs to protect you against the unexpected. We’ll help guide you to find the right coverage.

Let’s get started and you’ll see why working with us is better.

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The right investments need the right protection

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What if there was a fire at your rental property?

Not to worry. Your landlord insurance policy can include coverage to help you pay for the repairs or replacements, so you don’t have to pay out of pocket.

What if, during repairs, you lose rental income?

If there’s unexpected damage, and your tenant can’t stay there while it’s being repaired, your landlord insurance can include coverage to replace the rental income.

What if your lawnmower and power tools were stolen?

Your rental property was broken into and all your property maintenance tools were stolen. No problem. Your landlord insurance can cover property damage and your items at the rental property.

Make rental property insurance work for you. Not the other way around.

We know the additional risks that come with being a landlord, and we want you to enjoy the benefits of your properties. Most importantly though, we want you to feel confident that you and your investments are protected.

It’s common for landlord insurance policies to be built custom to suit the needs of each rental property perfectly. Common coverages of a rental property insurance policy can include:

Liability Coverage

Protects you financially if someone is injured on your property and sues you.

Property Coverage

Protects the building or structure itself from damage, and can also protect additional structures like a fence or shed, or your property maintenance equipment kept at the property.

Rental Income Replacement

Replaces lost rental income if your tenants can’t live at the rented property while repairs are being made.

If your rental needs differ from a standard approach, we can adjust the coverage where needed. We work with many of the best insurance companies, so we can review your existing policy, or create a new one to make sure you have all the angles covered.

It’s also important to understand what your rental property insurance will not cover. Your tenant’s possessions or actions are not covered by your policy. As a result, it’s common for landlords to include the requirement to buy tenant insurance in their lease.


We love our clients.
Turns out, they love us too.

  • …understands the value of customer service, quick response and a dedicated expert who delivers on time.

    Earl S.

  • Insurance can be daunting to try to wade through and having you look after our welfare is extremely appreciated.

    Elly H.