With a seasonal home insurance policy, you can have the option to include liability coverage for your watercraft to help protect you and your cottage lifestyle.
At your cottage property, you may have a dock or boathouse on the shoreline. Your insurance policy could extend to provide liability protection for these structures.
Your personal belongings were damaged. Or worse, taken. Now what? Insurance can help cover those items at your seasonal or secondary home.
Your cottage or seasonal home is your escape from the world. But what if something happens to it while you’re away? Buying cottage insurance is essential and, good news, getting a personalized quote online is quick and easy.
You can customize your insurance quote online by choosing the coverages and limits that make sense for you. The cost of your insurance coverage will depend on things like the type of cottage you own, the location, and the personal belongings you have to protect. There will be limits for each coverage. Some available coverages can include:
This protects personal belongings kept at your cottage–everything from VCRs (remember those?) to ping pong tables.
This coverage can protect structures on your cottage property, like a dock or boathouse.
This is optional and can protect you from water backing up or escaping through sewers and drains. Handy since you may not be there when it happens.
Theft can be a risk with seasonal and secondary properties since you’re not always there. Your policy could include burglary coverage for peace of mind.
This coverage will protect you financially if someone is injured on your property and it results in a lawsuit. This coverage can sometimes extend to your dock or boathouse.
It’s important to remember to inspect your property often if you’re not always there–especially after severe weather. That way you can ensure any claims you need to make are covered according to your policy terms.
Some policies can include optional coverage if your seasonal home is rented out some of the time, through rental platforms.
…always very helpful and accommodating. I have been very happy with the services you have provided.
We really appreciate you expediting this process. Great service.