Sports Equipment Insurance

Lots of sports enthusiasts and amateur athletes assume that their expensive sports equipment is protected by their home insurance policy, but did you know that high-value sports equipment repairs or replacements may extend beyond the limits of your home, condo or renter insurance policy?

For an average price of $200/year*, our sports equipment insurance protects your expensive gear–everything from bikes and golf clubs to snowboards and skis. You can even add coverage for your specialty clothing and accessories like helmets, paddles, lifejackets and wetsuits.

It works quickly and easily, and is completely hassle-free. You just need some basic information about you, the type of equipment you have (e.g. make and model), what it’s worth, and you’re good to go. So you can go golfing, kayaking, surfing, paddle boarding, skiing, and snowboarding to your heart’s content. Want to add coverage for your accessories, like a helmet or protective gear like a wetsuit, goggles, or a lifejacket? No problem. You have the option to add clothing and accessories to your package too.

Your home insurance policy may include coverage for your sports equipment, but there is often a limit to the coverage. If needed, your home insurance coverage may not be enough to replace your high-value sports gear with new gear.  A benefit of buying standalone coverage for your sports equipment is that your home insurance premium won’t be impacted if you need to make a claim for your sporting equipment. 

Buy your sporting equipment insurance online. You can pay by Visa, Mastercard or American Express. You’ll get affordable coverage and your insurance documents will be in your inbox in minutes.

If you don’t have all the information you need to complete your purchase,  just click on “Save & Continue” at the bottom of the screen and type your email address in the prompt. 

We’ll send you a personalized link so you can pick up where you left off. If you answered our questions but didn’t get a quote, talk to one of our insurance Specialists. They’ll be sure to get you the perfect coverage. Start your quote online now and feel free to call, chat, or email our insurance Specialists at any point if you have questions.

Our sports equipment insurance coverage is totally customized for you. On average, a sports equipment insurance policy can cost approximately $200/year*. 

The cost of your specific policy depends on: the value of the equipment you would like to insure, if it was new or used when you purchased it, what clothing or accessories you would like to cover, and a few other factors. You can get a free, no-hassle quote online in minutes and buy your coverage instantly.

To get the best price and the right coverage, we’ll need some basic information about you, and the equipment you’d like to cover. It’s okay, they’re not super hard questions or anything. Questions may include:

• What is your postal code?

• When would you need your coverage to start?

• What is the make, model and value of your equipment and accessories?

• Do you participate in competitive events?

• Was your equipment new or used when you purchased it?

If you need to file a claim, it’s okay, don’t worry, we’ll do it with you. We know accidents and claims happen, we’ve seen and heard it all. As your insurance partner and advocate, we will help you through it. Call us at 1-833-745-0299 and we’ll be here to help you navigate the situation, 24/7.